Health Care In The United States
by
Jesse Nelson
Health care in the United States is facing different challenges that limit its use and availability for different types of people. Individuals who do not have their own health insurance provided by their employer are typically finding the medical policies highly expensive. Problems also include the availability of coverage and the quality of health care assistance that is being provided by health care professionals. Recent studies have shown that nearly 47 million U.S. residents do not have a health insurance, and the numbers keep increasing day by day. This is due to the fact that the employers are slowly shifting the health care cost to employees. As a result most of the Americas workers find it difficult to pay higher premiums, deductibles and co-payments for their health insurance. The different reasons for the decline of the health care system are stated below:
Bearing cost Out of pocket – Many individuals are paying the health insurance Premiums from their own pocket which is getting more are more costly day by day.
Costs of Prescription Drug – The cost of prescription drugs is posing the biggest challenges to people on a fixed income and those on Medicare.
Quality of health care service- In US the health care system is lacking safety controls that endanger front-line workers as well as patients. Number of stuffs is dangerously low in hospitals, nursing homes and other health care facilities. As a result, medical hazards are growing”studies shows that an estimated needless death of 44,000 to 98,000 each year.
Future threats
Lack of health insurance in individuals will cause serious problem for the uninsured individuals. First, individual who dont have health insurance coverage will suffer from less access to necessary medical attention. Second, reduced access to medical benefits due to lack of insurance coverage will contribute to a severe declination in individuals’ health status of the country. Finally, the “cost-shifting” will become more difficult in coming few years because most of the employers are demanding discount rates from hospitals, more and more private hospitals have found ways to keep out uninsured patients. Hospitals in many cities throughout the country have forced to close their emergency rooms or downgraded them permanently. These actions will affect the entire community ” people with insurance as well as the uninsured.
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